Cape Coral Homes under $1.25 million

Cape Coral Homes under $1.25 million

Welcome to Cape Coral, Florida—a vibrant city nestled in Lee County, known for its stunning waterfront views and a lifestyle that embraces both relaxation and adventure. With over 400 miles of navigable waterways, Cape Coral is often dubbed the “Waterfront Wonderland,” making it a paradise for boating enthusiasts and nature lovers alike.

If you’re searching for your dream home in this picturesque locale, you’ll be pleased to discover a variety of charming properties available for under $1.25 million. Whether you’re looking for a cozy single-family home with a pool, a modern waterfront villa, or a spacious family residence, Cape Coral offers an impressive selection that caters to diverse tastes and lifestyles.

Imagine waking up to the serene views of the Caloosahatchee River or enjoying sunset dinners on your private dock. Homes in this price range often feature open floor plans, contemporary designs, and luxurious amenities, ensuring that you can enjoy the Florida lifestyle to the fullest. Many properties come equipped with outdoor living spaces perfect for entertaining guests or simply soaking up the sun.

In addition to its stunning homes, Cape Coral boasts an array of recreational activities, from golfing and fishing to exploring its lush parks and nature preserves. With its friendly community atmosphere, excellent schools, and convenient access to nearby Fort Myers and the beautiful beaches of Sanibel Island, Cape Coral is not just a place to live; it’s a lifestyle waiting to be embraced. Explore the possibilities and find your perfect piece of paradise today!

Newest Cape Coral Homes under $1.25 million

4417 SW 25th Place, Cape Coral
$419,000
3 Beds ⋅ 3 Baths ⋅ 2026042186 MLS
Lovingly maintained by its original owner, this 3-bedroom, 2.5-bath pool home is a rare find! Double entry doors welcome you into formal living and dining spaces featuring soaring vaulted ceilings and views of the pool and lanai. Triple stacking sliders open the living area to the outdoors, creating an inviting setting for entertaining. Continue into the great room and eat-in kitchen, where French doors lead to your private backyard oasis with a spacious pool deck and pool. The split-bedroom floor plan offers privacy, while a dedicated laundry room, two-car garage, walk-in pantry, and walk-in primary closet provide everyday convenience and generous storage. Major updates include a new A/C in 2026, a whole-home re-pipe in 2025, and a new roof in 2018. Set in a desirable neighborhood with mature Royal Palm-lined streets and million-dollar homes, this property is conveniently located near schools, shopping, dining, entertainment, and Cape Harbour. According to the owner, the home has never flooded and has a transferable flood insurance policy with a current annual premium of $2,520. With its neutral palette, beautifully maintained spaces, and inviting outdoor setting, this home is ready for your personal touches. Schedule your private showing today!

4417 SW 25th Place, Cape Coral
3312 SE 22nd Place, Cape Coral
$411,500
3 Beds ⋅ 2 Baths ⋅ 2026045295 MLS
Move-In Ready Pool Home & Income-Producing Short-Term Rental in Desirable Palaco Grande! Enjoy the best of Southwest Florida living in this beautifully updated 3-bedroom, 2-bathroom pool home, situated on an oversized corner lot in the sought-after Palaco Grande neighborhood of Cape Coral. Offering over 1,700 square feet of living area and a 2-car garage, this property is ideal for year-round living, a seasonal retreat, or an income-producing investment. Currently operating as a short-term rental and generating income, it offers an appealing opportunity for buyers seeking a property with existing rental activity. The recently remodeled kitchen features wood cabinetry, newer stainless steel appliances, generous cabinet and counter space, and two breakfast bars, creating a welcoming space for everyday living and entertaining. New vinyl flooring in the bedrooms adds a fresh, updated touch. The spacious owner's suite features a walk-in closet and an updated bathroom with a subway-tile shower and a new seamless glass shower door. Step outside and enjoy the Florida lifestyle in your own private backyard retreat! The expansive outdoor living area features a heated pool and spa, a covered patio, and a fully fenced yard with a 6-foot white privacy fence—ideal for relaxing, entertaining, and enjoying outdoor living. Major updates include air conditioning replaced in 2021, an electrical panel updated in 2016, plumbing repiped in 2015, and a New Roof in 2022. Located in the established Palaco Grande neighborhood, this home offers convenient access to Downtown Cape Coral, Jaycee Park, the Yacht Club area, shopping, dining, beautiful beaches, and world-class fishing. RSW International Airport and Punta Gorda Airport are also within reach.

3312 SE 22nd Place, Cape Coral
2119 NW 9th Street, Cape Coral
$350,000
4 Beds ⋅ 2 Baths ⋅ 2026045417 MLS
Your next chapter starts here! Discover this 4-bedroom, 2-bathroom home in NW Cape Coral, offering room to live, work, and unwind. Four bedrooms provide the flexibility to create a home office, welcome guests, or enjoy a space dedicated to your favorite hobbies. Whether you’re searching for your first home or ready for your next move, this property deserves a spot on your list. Make it yours and bring your vision to life—schedule your private showing today!

2119 NW 9th Street, Cape Coral
3921 SW 27th Avenue, Cape Coral
$295,000
3 Beds ⋅ 2 Baths ⋅ 2026044977 MLS
Great location, close to many schools, this 3-bedroom, 2-bathroom home with a den is ready for a new owners! Nice corner lot with fenced back yard & room for a pool. New roof in 2023. Assessments are in & PAID. Tile throughout the home. Jack & Jill bathroom offers easy access from both guest bedrooms as well as the den. Located in quiet neighborhood with gulf access homes across the street. Convenient access to many great restaurants including RumRunners & Lobster Lady. Cape Harbour offers many shops, boat storage & more. Sands Park is just minutes away & offers tennis, pickleball, basketball & kids playground. Home has accordion shutters on all windows & sliders. House was freshly painted in 2024. Transferable flood insurance policy.

3921 SW 27th Avenue, Cape Coral
613 NE Juanita Place, Cape Coral
$950,000
5 Beds ⋅ 3 Baths ⋅ 2026045347 MLS
Rear to find, 5 bedrooms , 3 bathrooms , pool, RV GARAGE , 2 car garages, almost 1/2 acre corner lot.

613 NE Juanita Place, Cape Coral
4240 Palm Tree Boulevard, Cape Coral
$359,900
3 Beds ⋅ 2 Baths ⋅ 2026045418 MLS
This pool home, is on oversized corner lot, has all assessments in and pay, beautifully updated living spaces, screened lanai, and private mother-in-law suite.

4240 Palm Tree Boulevard, Cape Coral
1206 NE 4th Terrace, Cape Coral
$345,000
4 Beds ⋅ 2 Baths ⋅ 2026044969 MLS
**NO HOA • RECENTLY REMODELED • IMPACT WINDOWS • CITY WATER & SEWER ASSESSMENTS PAID!** Looking for a home with options? This one deserves a spot on your list! This **4-bedroom, 2-bath home** is currently divided into **two sides, each with 2 bedrooms and 1 bathroom**, offering possibilities for investment or living on one side while using potential rental income to help with the mortgage. **Each side has previously rented for $1,750/month, per the seller—that’s $3,500/month in historical gross rental income!** Now we have your attention, right?**** Recently remodeled with **impact windows, a 2021 roof, 2021 A/C, and a new fence installed in 2026**, this home brings more to the table than a flexible layout! Outside, enjoy **backyard space for your boat**—because the Florida lifestyle comes with a few toys! Add **NO HOA, a location outside the high-risk flood zone, and city water and sewer assessments fully paid per the seller**, and the list keeps getting better.**** **The seller is open to working out a deal! Come see it, picture the possibilities, and let’s work through the numbers to make something happen!**

1206 NE 4th Terrace, Cape Coral
1614 NE 36th Lane, Cape Coral
$449,900
4 Beds ⋅ 2 Baths ⋅ 2026045384 MLS
UNDER CONSTRUCTION — YOUR SW FLORIDA LIFESTYLE STARTS HERE! Looking for a brand-new custom home without the long wait of starting from scratch? This is your opportunity! Discover inviting comfort in this stunning Haven model, blending thoughtful design with everyday functionality. This 4-bedroom, 2-bath home features a 3-car garage and a sparkling pool with an extended paver deck and pool cage, perfect for year-round relaxation. The great room seamlessly connects to a spacious dining area and kitchen, featuring an island, pantry, and 36" upper cabinets with soft-close drawers. Elevated details like 5.25" baseboards, and PGT hurricane impact windows ensure style and security. The primary suite offers a tray ceiling, dual vanities, and an expansive walk-in closet. Triple sliding glass doors compliment the living space with natural light and lead to the pool, complete with quick access to a pool bath. Lush landscaping, featuring a 4-zone irrigation system, Floritam sod, and Florida palm trees, enhances the curb appeal. No assessments due at this time. Construction is underway, so now is the time to inquire and make this home yours! *More photos to come as construction advances*. Flood Zone X, no flood insurance required. Projected completion is April 2027.

1614 NE 36th Lane, Cape Coral
1809 SE 6th Street, Cape Coral
$459,000
3 Beds ⋅ 2 Baths ⋅ 2026042283 MLS
Loaded with upgrades and must-have enhancements, this beautifully maintained and thoughtfully remodeled 3 bedroom, 2 bath, 2 car garage, 1,731 SF Cape Coral pool home sits at the end of a freshwater canal with peaceful water views and a concrete dock. Creating a seamless indoor-outdoor living space, sets of pocket sliders open to the new (2024) expansive paver lanai, the new (2024) custom, pebble tec pool, the outdoor shower (2025), and the patio/grilling deck. A pool bath? Of course. The updated kitchen features granite countertops, quality cabinetry, LG stainless appliances, and a pantry. The kitchen is steps away from the breakfast area and the dining room making entertaining easy and enjoyable. A large, custom built-in bar (2022) is a showstopper featuring quartz countertops, a subtle glass backsplash, and glassed overhead cabinetry; an ideal spot for your beverages and/or your beverage decanters and collectibles. The built-in Hisense wine and beer coolers are a bonus. You’ll enjoy the split floor plan as well as the tastefully remodeled primary suite (2022). All three bedrooms offer walk-in closets while the inside laundry includes built-in cabinetry, a cabineted utility sink, and a LG washer and dryer (2021). Additional Upgrades Include: Roof - 2022 | A/C with Mini Split - 2023 | Electrical Panel - 2022 | Bahama Hurricane Shutters - 2023 | Front Gutters - 2023 | Rear Gutters - 2024 | Impact Garage Door – 2022 | Hot Water Heater - 2022 | Tiled & Screened Front Lanai - 2023 | Doors, Hardware, Fans, Blinds & Lighting – 2022. The fresh interior paint, and the beautiful LVT and tile flooring throughout, help to make this partially furnished home move-in ready. The abundant tropical landscaping, inclusive of numerous fruit trees and surrounded by curbing and stone, provide must-see curb appeal. Quiet street, convenient Cape Coral location, freshwater canal living. and an impressive list of improvements - this home is truly built for the Florida lifestyle! It is, without a doubt, a must-see! NO Flood Insurance Required. By The Way - I've been told that rocket launches can be observed and enjoyed from your private dock!

1809 SE 6th Street, Cape Coral
1824 SW 45th Street, Cape Coral
$849,672
3 Beds ⋅ 2 Baths ⋅ 2026045180 MLS
COMPLETELY TURNKEY GULF ACCESS POOL HOME IN SOUTHWEST CAPE CORAL, FL 33914! Discover waterfront living at 1824 SW 45th Street, a meticulously maintained 3 bedroom, 2 bath, 2 car garage home situated on an intersecting canal with expansive water views, a private dock, 10,000 pound boat lift, and heated swimming pool. Beautifully furnished in a timeless British Colonial inspired style, blending classic elegance with relaxed tropical sophistication, this exceptional residence is being sold COMPLETELY TURNKEY, including furnishings, décor, and household essentials (subject to seller exclusions). Just bring your suitcase and start enjoying the Southwest Florida lifestyle! Step inside to discover a beautifully appointed interior featuring travertine flooring, new wood look luxury vinyl plank flooring in the living room, crown molding, chair rail detailing, and an impressive picture window showcasing the spectacular waterfront views. The custom kitchen features beautiful cabinetry and granite countertops. Every detail reflects the care and attention this home has received over the years. Step outside to your private waterfront retreat! Relax beside the heated pool, entertain on the spacious screened patio featuring a beautiful mahogany ceiling, or enjoy your morning coffee at the dockside tiki table while overlooking the picturesque intersecting canals. The recently replaced dock features a 10,000 pound boat lift with a brand new cover, making this Cape Coral Gulf access property an ideal setting for boating enthusiasts and waterfront entertaining. Meticulously maintained and thoughtfully updated, this home reflects exceptional pride of ownership! Recent improvements include new luxury vinyl plank flooring in the living room (2026), kitchen sink (2026), stove (2026), washer and dryer (2025), pool heat pump (2025), pool pump (2024), and pool cage rescreening (2023). Additional features include beautifully renovated bathrooms (2016), a 2018 shingle roof, hurricane protection with Storm Smart screens and clear storm panels, and a garage door opener with camera and battery backup (2026). City water and sewer assessments are FULLY PAID! Per seller, the home did not experience flooding during Hurricane Ian. The existing flood insurance policy is ASSUMABLE, with a current annual premium of approximately $1,974, subject to applicable transfer requirements and premium verification. Located in desirable Southwest Cape Coral, this Gulf access waterfront home combines exceptional condition, timeless coastal elegance, and the convenience of a truly move in ready property. Whether you're searching for a primary residence, seasonal retreat, or waterfront getaway, this property offers the opportunity to enjoy Southwest Florida boating, beautiful canal views, and poolside relaxation without the hassle of furnishing a home. YOUR FLORIDA WATERFRONT LIFESTYLE STARTS HERE!

1824 SW 45th Street, Cape Coral
4906 Sorrento Court, Cape Coral
$529,000
3 Beds ⋅ 2 Baths ⋅ 2026044488 MLS
YOUR DREAM HOME IS CALLING! Imagine living in a beautiful 3-bedroom, 2-bathroom golf-access canal home in the heart of Cape Coral! Amazing central location! Close to your favorite restaurants, dining spots, shopping centers, and everything Cape Coral has to offer. Gulf-access canal living, Bedrooms, Bathrooms, Centrally located in Cape Coral, Minutes from shopping, dining, and entertainment . Whether you're looking for your forever home, a waterfront lifestyle, or your next investment opportunity, this property is full of possibilities! Come make this house YOUR dream home!

4906 Sorrento Court, Cape Coral
12881 Eagle Road, Cape Coral
$949,900
5 Beds ⋅ 3 Baths ⋅ 2026044323 MLS
Freedom awaits! Discover the good life on 1.55 acres with AG-2 zoning and NO FLOOD INSURANCE REQUIRED in unincorporated Lee County. Located in The Woods, this five-bedroom-plus-office/den, three-bath home offers heated pool with integrated spa, oversized detached garage, 25-by-35-foot steel building, and two sheds. Enjoy acreage living with the convenience of nearby Cape Coral and no Cape Coral city taxes and rules. An extensive brick paver patio welcomes you to the front entry. Inside, cathedral ceilings and expansive sliding glass doors create an inviting great room with views toward the lanai and backyard. The updated kitchen brings everyone together with beautiful cabinetry, granite countertops, tiled backsplash, stainless steel appliances, and generous breakfast bar with pendant lighting. The adjoining dining area overlooks the grounds, perfect for everyday meals and special gatherings. The spacious primary suite features direct access to the lanai and adjoining office/den—your space to work, read, or retreat. The primary bath offers tiled walk-in shower, jetted soaking tub, dual vanities, and large walk-in closet. Guest bedrooms are on the opposite side of the home for added privacy, including one with its own bath. Bedrooms four and five occupy the converted garage area, accessed through the large utility room. All bedrooms are served by the home’s central air conditioning system. Outdoor living is just as inviting. Start your morning on the covered screened lanai, spend the afternoon beside the beautiful heated pool with integrated spa added in 2020, and end the evening gathered around the fire pit. The large screened pool enclosure and extensive paver decking offer plenty of space to lounge, dine, and entertain. Need room for your vehicles, equipment, or hobbies? The oversized detached garage and 25-by-35-foot steel building added in 2022 together offer garage space for four or more cars, plus flexibility for storage and projects. Two additional sheds provide even more room for tools, lawn equipment, and outdoor essentials. For those who love to grow, the groundwork is already here. Established garden areas, butterfly garden, and fruit plantings—including cherry, fig, plum, dragon fruit, lemon, lime, and banana—make this property especially rewarding. AG-2 zoning adds to the appeal for horse and animal lovers, while the acreage offers room to garden, play, and enjoy the outdoors. Space for your passions, room for your toys, and peaceful country living close to everyday conveniences—come make the good life your own!

12881 Eagle Road, Cape Coral
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